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Discussion Starter · #1 ·
Why do so many people want to use USPS money orders? I seems that the perception is that they are "safer" than conventional money orders and/or cashiers checks.

My experience with using them has been terrible at best!

First, there are 3 Post Offices within 20 miles of me and all them have the worst service of any business/organization I have ever dealt with. The employees are indifferent and incompentent. None of them would be employalbe in the private sector. Lines are typically 30-40 minute waits, while the clerks mosey around like no one else is there. If they moved any slower, they would fall over!

Second, If you ever want/need to get a status on a USPS money order, you have to go to the Post Office, complete a form, pay $5 and wait 6 weeks for a response through the mail(sic). Every other money order I have seen can be traced instantly via a phone call to a 800 number.

Third, Is seems people think using a USPS money order is "safer" than conventional money orders. Over the years, I have been burned twice by sellers that switched parts from what they sent me pictures of. In both cases, I tried to get some help from the Postal Service, only to be told it was a civil matter. I have never seen a documented case where the Post Office/Postal Service actually did anything about using the mail to defraud someone.

So....Is there any legitimate reason to use them(USPS MO's) or is it some false sense of security that drives it?
 

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MKM said:
Second, If you ever want/need to get a status on a USPS money order, you have to go to the Post Office, complete a form, pay $5 and wait 6 weeks for a response through the mail(sic). Every other money order I have seen can be traced instantly via a phone call to a 800 number.
WTF $5 for a MO, 6 weeks? Sounds like you have a POS psot offices.
 

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Discussion Starter · #3 ·
strfy said:
MKM said:
Second, If you ever want/need to get a status on a USPS money order, you have to go to the Post Office, complete a form, pay $5 and wait 6 weeks for a response through the mail(sic). Every other money order I have seen can be traced instantly via a phone call to a 800 number.
WTF $5 for a MO, 6 weeks? Sounds like you have a POS psot offices.
The $5 charge is to trace or verify that a money order has been cashed. It is my understanding that this is SOP for every Post Office. Have you ever had one traced or verified and were not charged?
 

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I use and request USPS Money Orders for a few reasons, they are harder to counterfeit, they are "reputable" unlike Money Orders from J.D.'s 24 Hour Drive-Thru Pawn & Gun Auto Parts Pharmaceutical Adult Gift Bait 'n Tackle Discount Cigarette Outlet, which makes me as the seller feel warm and fuzzy inside when I see a USPS MO

Also, If there is fraud involved, you get the Postal Inspectors to make a very bad day for the person who ripped you off.

The 5.00 Trace is SOP for the USPS. I have never traced one yet, but its a price Im willing to pay for the 100s transactions that go smoothly.

JM2CW
 

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Slinger646 said:
I use and request USPS Money Orders for a few reasons, they are harder to counterfeit, they are "reputable" unlike Money Orders from J.D.'s 24 Hour Drive-Thru Pawn & Gun Auto Parts Pharmaceutical Adult Gift Bait 'n Tackle Discount Cigarette Outlet, which makes me as the seller feel warm and fuzzy inside when I see a USPS MO

Also, If there is fraud involved, you get the Postal Inspectors to make a very bad day for the person who ripped you off.

The 5.00 Trace is SOP for the USPS. I have never traced one yet, but its a price Im willing to pay for the 100s transactions that go smoothly.

JM2CW
+1

I recently received a money order from a legit bank and when I took it to my bank to cash it, they looked at me like I handed them a Burger King napkin I wiped my ass with :neutral:

They told me they were going to treat it like a personal check and it would have to "clear". If It did not clear they would have to remove the funds from my account. So, I just deposited it and waited.....All was fine, but from now on I will only be using/requesting a Cashiers Check or USPS MO.
 

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I also like them for the fact I can cash them at the post office while im mailing the goods. Cash in hand, no doubts, no worries.
 

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I like that I can do everything I need to do in one stop without wasting gas running all around town.
I can ship packages and mail payments at the PO
I can receive packages and payments at the PO
I can buy MO's at the PO
I can cash MO's at the PO
I can stand in line and talk to hot moms at the PO. :wink:

I also don't have to deposit your MO from "J.D.'s 24 Hour Drive-Thru Pawn & Gun Auto Parts Pharmaceutical Adult Gift Bait 'n Tackle Discount Cigarette Outlet" only to find out weeks later that J.D. skipped town and that my bank still wants their money.
 

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Slinger646 said:
Also, If there is fraud involved, you get the Postal Inspectors to make a very bad day for the person who ripped you off.
This is the ONLY reason ............ :mrgreen:
 

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Discussion Starter · #9 ·
69X55SS said:
Slinger646 said:
Also, If there is fraud involved, you get the Postal Inspectors to make a very bad day for the person who ripped you off.
This is the ONLY reason ............ :mrgreen:
I suppose this is my biggest beef...I HAVE had two cases of fraud and the USPS did NOTHING to help me. I keep hearing this position stated, but my personal experience is that this premise is bunk!
 

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money orders

the main reason for a postal money order is it's backed up by the USA
 

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Your Post Master must be a jerk. Ours helped my wife file charges against (and recover) against a guy for like $25!
 

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My feelings exactly MKM.

The last time I bought a USPS MO the clerk at the PO told me her bank would longer accept USPS MOs, there are too many fakes and stolen ones floating around. My bank will only cash them after they run the number against a data base of stolen and known fake numbers...

I think the next time I run an ad in the For Sale section I will accept all types of payment accept USPS MOs... :dance: :dance: :dance:
 

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USPS MO

Along with 1 clerk and 10 people in line with the 30 min wait and the crap attitude you have to put up with, they also do not have more than $100 in the drawer in the morning. So don't wait in line to cash your $250 MO first thing in the morn. I don't know how they stay in business.
We have 2 in town but I usually go to the PO at the Tulsa Airport and they get me out pretty quick and have always had 2 clerks.
 

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Slinger646 said:
unlike Money Orders from J.D.'s 24 Hour Drive-Thru Pawn & Gun Auto Parts Pharmaceutical Adult Gift Bait 'n Tackle Discount Cigarette Outlet
:lol: :lol:


On a side note, I went to the PO to sign for a imported CD and the Frozen pigs were flying high over hell....ALL FIVE STATIONS WERE STAFFED....First time in my life I have seen all five stations staffed.
 

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MKM said:
69X55SS said:
Slinger646 said:
Also, If there is fraud involved, you get the Postal Inspectors to make a very bad day for the person who ripped you off.
This is the ONLY reason ............ :mrgreen:
I suppose this is my biggest beef...I HAVE had two cases of fraud and the USPS did NOTHING to help me. I keep hearing this position stated, but my personal experience is that this premise is bunk!
File a complaint with the postal inspectors office and by law they must investigate.

Don't waste your time with locals .............
 

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I can instantly cash a postal M.O. anywhere in the USA. I can cash them at US Embassies, military bases, or if I get the pink "International" USPS MO, cash it in a foreign bank. If I get a non-postal MO, I have to deposit it in my bank (for me that means mailing it) and wait weeks for the "out of state" MO to be processed. Its been nothing but a big hassle everytime I get one.

The last straw was one obtained from a large supermarket with stores across the US. There happened to be one of those stores within a mile of where I was working at the time. After waiting in the register line, the cashier said I have to go to the manager's office. The manager was out to lunch, and the supervisor said only the manager could verify and cash it because it was an "out of state" MO. I had to leave and come back, even though it was one of their own money orders! Never again I said...

Some people have rules in their ads, whatever they may be:
No sales to new members, No sales to members with zero-feedback, No sales to CA, etc. Mine is "US Postal Money Orders ONLY" Not 7-11, not WalMart, not GearPay. Buying or selling- Set your own rules and only do business with people who can deal with your rules.
 

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USPS Money Orders

Another consideration is that your bank requires you to have the funds in the bank, or deposit them, before they will issue a cashiers check or money order, so there is a paper trail.

No such concerns with USPS money order.

Some times, my wife just doesn't understand my needs (to buy AK stuff)..
 

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Kisara said:
I can instantly cash a postal M.O. anywhere in the USA. I can cash them at US Embassies, military bases, or if I get the pink "International" USPS MO, cash it in a foreign bank. .
Actually I have been to two US embassies which had signs and specifically said they did not do that. Even though they are good for US territories the embassy staff get pissy.
 
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